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["SPENDING PLAN"]
[]
[]
["Cells shaded in yellow are formula driven."]
[]
["INCOME",{"$nulls":5},"Auto/Transportation"]
["Earnings/Income",{"$nulls":5},"Car Payments"]
["Salary #1 (take home pay)",{"$nulls":5},"Gas"]
["Salary #2 (take home pay)",{"$nulls":5},"Registration / License"]
["Other (less taxes)",{"$nulls":5},"Repairs & Maintenance"]
["Other (less taxes)",{"$nulls":6},"Total Auto/Transportation",null,null,{"$f":"SUM(I7:I10)","v":0}]
["Other (less taxes)"]
["TOTAL MONTHLY INCOME",null,null,null,{"$f":"SUM(C8:C12)","v":0},null,"Insurance (paid by you)"]
[{"$nulls":6},"Auto"]
["EXPENSES",{"$nulls":5},"Homeowners"]
["Giving",{"$nulls":5},"Life"]
["Church",{"$nulls":5},"Medical / Dental"]
["Other Contributions",{"$nulls":5},"Disability"]
[null,"Total Giving",null,null,{"$f":"SUM(C17:C18)","v":0},null,"Other"]
[{"$nulls":6},"Other"]
["Savings",{"$nulls":6},"Total Insurance",null,null,{"$f":"SUM(I14:I20)","v":0}]
["Retirement"]
["Education",{"$nulls":5},"Household/Personal"]
["Auto Replacement",{"$nulls":5},"Groceries"]
["Emergency Fund",{"$nulls":5},"Clothing / Dry Cleaning"]
["Other",{"$nulls":5},"Gifts"]
[null,"Total Savings",null,null,{"$f":"SUM(C21:C26)","v":0},null,"Household Items"]
[{"$nulls":6},"Toiletries / Cosmetics"]
["Consumer Debt (Monthly Payments)",{"$nulls":5},"Barber / Beauty"]
["Visa",{"$nulls":5},"Other:"]
["MasterCard",{"$nulls":6},"Books / Magazines"]
["Discover",{"$nulls":6},"Allowances"]
["American Express",{"$nulls":6},"Photos"]
["Gas Card ",{"$nulls":6},"Miscellaneous"]
["Department Store ",{"$nulls":6},"Total Household/Personal",null,null,{"$f":"SUM(I24:I34)","v":0}]
["Student Loan"]
["Family / Friends",{"$nulls":5},"Entertainment"]
["Other",{"$nulls":5},"Meals and Entertainment"]
["Other",{"$nulls":5},"Babysitting"]
["Other",{"$nulls":5},"Vacations"]
["Other",{"$nulls":5},"Fitness/Sports"]
[null,"Total Consumer Debt Payments",null,null,{"$f":"SUM(C30:C41)","v":0},null,"Hobbies"]
[{"$nulls":6},"Other"]
["Housing",{"$nulls":6},"Total Entertainment",null,null,{"$f":"SUM(I38:I43)","v":0}]
["Mortgage / Rent"]
["Property Taxes",{"$nulls":5},"Education/Professional"]
["Repairs & Maintenance",{"$nulls":5},"Education"]
["Utilities:",{"$nulls":5},"Child Care"]
[null,"Electric",{"$nulls":4},"Doctor Co-Pays / Meds"]
[null,"Gas",{"$nulls":4},"Legal / Accounting"]
[null,"Water",{"$nulls":4},"Bank Charges / Interest Exp."]
[null,"Trash",{"$nulls":4},"Counseling"]
["Home Phone",{"$nulls":5},"Professional Dues"]
["Cell Phone",{"$nulls":5},"Other"]
["Internet",{"$nulls":6},"Total Education/Professional",null,null,{"$f":"SUM(I47:I54)","v":0}]
["Cable / Satellite TV"]
["Home Security",{"$nulls":5},"Misc Small Cash Expenses"]
["Lawn Care"]
["Neighborhood Association",{"$nulls":5},"TOTAL MONTHLY EXPENSES",null,null,null,{"$f":"+E19+E27+E42+E63+K11+K21+K35+K44+K55+K57","v":0}]
["Furnishings / Decorating"]
["Other",{"$nulls":6},"Total Monthly Income",null,null,{"$f":"+E13","v":0}]
["Other",{"$nulls":6},"Less Total Monthly Expenses",null,null,{"$f":"-K59","v":0}]
[null,"Total Housing",null,null,{"$f":"SUM(C45:C62)","v":0},null,null,"Income Over / (Under) Expenses",null,null,{"$f":"+K61+K62","v":0}]