Hi I'm Eva from Trussle, here to tell you all about how to get a mortgage Before you get your keys to your new home there are about 10 steps that you'll need to go through Step 1 - Find out how much you can borrow Use an online mortgage calculator to take into account your income and outgoings. To work this out you'll also need to add on other costs such as legal fees, stamp duty, moving costs and mortgage broker fees. Some brokers like Trussle, don't charge a fee at all Step 2 - get a mortgage in principle A mortgage in principle can be known as a decision in principle or an agreement in principle and it's a document that confirms how much you're able to borrow. You can also get a mortgage in principle online from Trussle in minutes - it's free and it doesn't require a credit check Step 3 - start house hunting Once you've got your mortgage in principle, it's time to get out there and find your perfect home You can start viewing properties and making offers. Step 4 - Speak with a mortgage broker. When your offer is accepted it's time to speak with a mortgage broker. You'll be asked to provide details of your income, outgoings and the property you're looking to buy. It's at this stage that we will recommend the most suitable mortgage deal available to you Step 5 - find a solicitor Once you're happy with your recommended deal it's time to get in touch with a solicitor who are sometimes referred to as conveyancers. They'll prepare all the legal documents to move your purchase along. Halfway, through our ten steps. Step 6 - apply for a mortgage Next you'll be ready to complete your mortgage application. You'll need to provide several documents - proof of ID, address, bank statements, proof of income and proof of deposit. It's then time for your broker to finalize and submit your application. Step 7 - get a valuation. The lender will do a valuation of the property before confirming they can lend the amount requested. Speak to your broker if you'd like to get a more thorough survey such as a homebuyer or a full structural survey Step 8 - receive a mortgage offer This is confirmation that the lender will lend you a certain amount of money to buy the property you've chosen. Step 9 - exchange contracts with the seller. Now it's over to your solicitor for all the legal stuff. They'll liaise between you and your seller's solicitor to get you to the point of exchanging contracts. Step 10 - get the keys to your new home. At this point mortgage funds would have been released, completion would have taken place and you get the keys to your new home. As we've seen, there are many steps to getting a mortgage. If you'd like to learn more and get started with your homeownership journey head to Trussle.com